Personal Checking
Simple, secure, and built for your everyday banking needs
Checking That Works For You
Our Personal Checking account gives you the freedom to bank your way with no hidden fees, easy online access, and the tools you need to manage your money effectively.
Account Features
- No monthly maintenance fees
- No minimum balance requirement
- Free online and mobile banking
- Free bill pay service
- Free eStatements
- Overdraft protection available
- FDIC insured up to $250,000
Tools & Access
- 24/7 online and mobile access
- Mobile check deposit
- Person-to-person payments
- Customizable account alerts
- Budget tracking and analytics
- Debit card controls
- Access to 40,000+ ATMs
Account Benefits
Everything you need for convenient, everyday banking
No Monthly Fees
Enjoy fee-free banking with no minimum balance requirements or monthly maintenance charges.
Free Debit Card
Get instant access to your money with a free Visa® debit card accepted worldwide.
Nationwide ATMs
Access your cash at over 40,000 ATMs nationwide with no surcharge fees.
Digital Banking Experience
Modern tools to manage your money on the go
Mobile Check Deposit
Deposit checks instantly using your smartphone camera from anywhere.
Instant Alerts
Receive real-time notifications for all account activity and transactions.
Money Management
Track spending, set budgets, and manage your finances with built-in tools.
Fees & Limits
| Monthly Maintenance Fee | $0 |
| Minimum Opening Deposit | $25 |
| Minimum Balance | $0 |
| ATM Fees (In-Network) | $0 |
| ATM Fees (Out-of-Network) | $2.50 per transaction |
| Overdraft Fee | $35 per item (max 3 per day) |
| Stop Payment Fee | $30 |
| Wire Transfer (Domestic) | $25 |
See our full fee schedule for complete details. Fees are subject to change. Please refer to our Terms and Conditions for more information.
Open Your Personal Checking Account Today
Get started in minutes with our simple online application.